90-Day Home Ready Plan
Your free step-by-step guide to getting mortgage-ready
A free resource for first-time homebuyers across Metro Atlanta
Thinking about buying a home in Atlanta but not sure if you qualify for a mortgage? You are not alone. Most first-time buyers feel the same way, and the truth is, you might be closer than you think.
We created the 90-Day Home Ready Plan to give you a clear, simple path to mortgage approval. This free guide breaks down the three things lenders care about most and gives you a step-by-step action plan to get there in 90 days or less.
What You Will Learn Inside
✓ The Readiness Quiz — 7 quick questions to see where you stand right now
✓ Work History Requirements — what lenders actually look for (it is not what most people think)
✓ Credit Score Breakdown — the minimum scores for different loan types and how to improve yours fast
✓ Down Payment Options — including Georgia programs that offer up to $10,000 in assistance
✓ 30-Day Action Items — exactly what to do in the first month to make the fastest progress
✓ Fillable Worksheets — track your work history, credit snapshot, and documents checklist
Download Your Free Guide Now
Get your copy of the 90-Day Home Ready Plan instantly — no signup required.
Who Is This Guide For?
This guide is designed for anyone in the Metro Atlanta area who is thinking about buying their first home, whether you are just starting to explore the idea or you are ready to get pre-approved. It is especially helpful if:
• You are not sure if your credit score is high enough
• You have changed jobs recently and wonder if that affects your mortgage
• You think you need 20% down (you probably do not)
• You want a clear plan instead of guessing what to do next
A Preview of What Is Inside
Qualification #1: Two-Year Work History
Lenders want to see that you have a steady income, but it does not have to be two years at the same job. The guide explains exactly what counts, how to handle gaps, and what documents you will need to gather.
Qualification #2: Credit Score of 580+
You do not need perfect credit. A 580 score can qualify you for FHA loans, and 620 or above opens the door to down payment assistance programs. The guide shows you where you stand and how to improve quickly.
Qualification #3: Down Payment Options
Think you need 20% down? Think again. The guide covers FHA loans (3.5% down), USDA loans (0% down in eligible areas), VA loans, and Georgia-specific down payment assistance programs.
Ready to Get Started?
Download your free 90-Day Home Ready Plan and take the first step toward homeownership today.
Why The Corbin Team?
We are a full-service real estate team serving the entire Metro Atlanta area, from Buckhead and Midtown to Marietta, Roswell, Alpharetta, Decatur, Sandy Springs, and everywhere in between. We have helped hundreds of first-time buyers navigate the mortgage process, and this guide is the same framework we walk our clients through every day.
Whether you are looking in Henry County, Gwinnett, Cobb, Fulton, or DeKalb, our team knows the local market inside and out. We are here to help you go from thinking about homeownership to holding the keys.
Have questions? Want personalized guidance?
Reach out to us directly. We are happy to review your situation and help you build a plan.
The Corbin Team at Real Broker | Serving All of Metro Atlanta
Addison Corbin | (678) 817-8167 | [email protected]
